F.I.V.A Corp{ Financial Investments Ventures and Acquisitions Corporation}




NEW DEAL
$52,000	Make a $280 a month on average for this renovated property in Philadelphia. This area is ripe for rental properties. Good CashFlow, solid single family, yard, basement, 3 bedrooms, etc.


Download Deal Sheet:	20 Allbright St, Philadelphia Pa 19134**

20** Allbright St, Philadelphia Pa 19134

Heavily occupied neighborhood with many residents and homeowners on the block. Close to public transportation subway station and bus stop on Frankford Ave. Close to shopping district on Aramingo Ave as well.

2 Story, Single Family: This unit requires mild upgrading to bring to good rental condition. Large interior property with spacious bedrooms, open living room and laundry room behind the kitchen. Full basement for storage and open porch for warm summer days. Very spacious house great for a family looking to settle in.

1,149 Square Feet

Land Area:

Yearly tax is $674 average yearly insurance can be $600.00

This property will be ready for rent 30-45 days from start of rehab work.

This house once renovated can potentially rent for $675 - $725 a month.

You can purchase this property with a private money loan and a minimum investment of under $15,000 not including closing cost. You can potentially get a loan for $42,000 for purchase and cost and renovations. You are required to pay the difference from $10k to bring the total to $52,000. You must bring $10,000 to complete the sales price not including closing cost. You will pay for your tax and insurance at closing for year one so your monthly cash flow is not affected. Your first year expenses on a monthly basis may be $420 (based on an Omni Mortgage for 12%) mortgage that’s it! Your gross rental average may be $700 minus expenses $420 leaves you a balance of $280 a month. Your yearly gross income 12 months from your rental date will be $3,360. So you can potentially make $3,360 a year additional towards your life income for owning this investment property.

This is a standard area for rental properties and local home owners. This rental unit is in a good area for immediate rental since there are also minimal For Rents on the block and properties usually move very quickly in this area.

Upgraded unit.

1 year tenant relations included for units.

Rental Guarantee (RCS LLC will pay $50 - $100 per unit for 1 year if the property rents lower than project\on range listed above).***

Standard Appreciating area for investors.

10-20% equity upon closing.

Good Monthly Positive Cash Flow.

Low monthly mortgage for a real estate investment.

Recoup your investment money at refinance.

$52,000

This unit can potentially appraise once renovated for $55,000 - $69,000. Market conditions are subject to change and may affect values in the area.

*** How much money do I need to purchase this deal?

You’ll need $14,600 for this deal and here is how it can come together:

Bank may provide a Construction Loan:

Up to 70% Loan to Value of the appraised value which could be $42,000
Buyer provides:

$2,000 provided by the buyer as a deposit to lock in the deal which is applied to the purchase price.

$8,000 to be provided by buyer to complete the purchase price.

$600 estimated for one year insurance to be paid at or prior to closing.

$4,000 round about for closing cost and title insurance Extra Bonus upon refinance.

Conventional refinance at 80%:

With a $60,000 appraisal you can possibly receive 80% which is $48,000.
Upon refinance where does the money go?

$42,000 to repay construction loan.

$6,000 to repay yourself for your deposit into the deal.

Now you have repaid the bank for the construction loan which also establishes you as qualified borrower for other deals. You have also recouped $6,000 of your initial deposit and still have 20% equity in the deal.

Steps to Take to Lock In This Deal:

Submit a commitment fax to 267-861-0273, Please contact Jinny or Halah at Fiva Corp for your commitment letter.

Submit a check for $2,000 to F.I.V.A. Corp for this property as a deposit which is applied towards your sales price.

Submit a check for $2,000 to F.I.V.A. Corp for this property as a deposit which is applied towards your sales price.

You can contact our Private Money Bank Rep Greg Krolls at GKroll@onb.com from Omni National Bank and have your self pre-qualified for non-conventional financing for construction projects and purchases.

Contact Jinny Perez Jinny@fivacorp.com or Halah Kablan Halah@fivacorp.com from F.I.V.A. Corp with any questions about the property.

Disclosure:

*****Comps are provided by researched performed by a licensed realtor conducted on the MLS. ** Rental projections are speculative and are subject to change, please consult with your tenant relations specialist and verify potential rent numbers. **** Appraisal figures are speculative and comprised of the current sales in the area for similar size and type units. *** Expenses and monies required are subject to change based on closing cost and insurance quotes provided to buyer. ** Estimated monthly profits are based on average interest rates but are subject to change based on borrower qualification and lender/bank approvals.

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NEW DEAL
$56,000	Make a $267 a month on average for this renovated property in Philadelphia. This area is ripe for rental properties. Good Cash Flow, solid single family, yard, basement, 3 bedrooms, backyard porch deck, etc.


Download Deal Sheet:	16 Allengrove St, Philadelphia Pa 19124**

16** Allengrove St, Philadelphia Pa 19124

Frankford area, half a block from Frankford Hospital (about 500 ft immediately in front of the hospital). Walking distance to public transportation, train, bus depot and taxi access. Major commercial district with many businesses, franchises and other resources for local residents. Great area for new families, new tenants and people who are looking for quality living houses.

1,350 Square Feet

Land Area:

Yearly tax is $740 average yearly insurance can be $600.00.

This property will be ready for rent 30-45 days from start of rehab work.

Renovations and upgrades included in sale price of $56,000. New flooring, new painting, hot water tank also included.

This house once renovated can potentially rent for $700 - $775 a month.

You can purchase this property with a private money loan and a minimum investment of under $15,000 not including closing cost. You can potentially get a loan for $48,300 for purchase and cost and renovations. You are required to pay
the difference from $8,700 to bring the total to $57,000. You must bring $8,700 to complete the sales price not including closing cost. You will pay for your tax and insurance at closing for year one so your monthly cash flow is not affected. Your first year expenses on a monthly basis maybe $483 (based on an Omni Mortgage for 12%) mortgage that’s it! Your gross rental average may be $750 minus expenses $483 leaves you a balance of $267 a month. Your yearly gross income 12 months from your rental date will be $3,204. So you can potentially make $3,204 a year additional towards your life income for owning this investment property.

Upgraded unit.

1 year tenant relations included for units.

Rental Guarantee (RCS LLC will pay $50 - $100 per unit for 1 year if the property rents lower than project\on range listed above).***

Standard Appreciating area for investors.

10-20% equity upon closing.

Good Monthly Positive Cash Flow.

Low monthly mortgage for a real estate investment.

Recoup your investment money at refinance.

$56,000

This unit can potentially appraise once renovated for $55,000 - $75,000. Market conditions are subject to change and may affect values in the area.

*** How much money do I need to purchase this deal?

You’ll need $14,800 for this deal and here is how it can come together:

Bank may provide a Construction Loan:

Up to 70% Loan to Value of the appraised value which could be $48,300.
Buyer provides:

$2,000 provided by the buyer as a deposit to lock in the deal which is applied to the purchase price.

$7,700 to be provided by buyer to complete the purchase price.

$600 estimated for one year insurance to be paid at or prior to closing.

$4,500 round about for closing cost and title insurance Extra Bonus upon refinance.

Conventional refinance at 80%:

With a $69,000 appraisal you can possibly receive 80% which is $55,200.
Upon refinance where does the money go?

$48,300 to repay construction loan.

$6,900 to repay yourself for your deposit into the deal.

Now you have repaid the bank for the construction loan which also establishes you as qualified borrower for other deals. You have also recouped $6,900 of your initial deposit and still have 20% equity in the deal.

Steps to Take to Lock In This Deal:

Submit a commitment fax to 267-861-0273, Please contact Jinny or Halah at Fiva Corp for your commitment letter.

Submit a check for $2,000 to F.I.V.A. Corp for this property as a deposit which is applied towards your sales price.

Submit a check for $2,000 to F.I.V.A. Corp for this property as a deposit which is applied towards your sales price.

You can contact our Private Money Bank Rep Greg Krolls at GKroll@onb.com from Omni National Bank and have your self pre-qualified for non-conventional financing for construction projects and purchases.

Contact Jinny Perez Jinny@fivacorp.com or Halah Kablan Halah@fivacorp.com from F.I.V.A. Corp with any questions about the property.

Disclosure:

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(Unit with White Painted Bay Window)
NEW DEAL
$130,000	Make $248.87 for the first 6-7 months THEN MAKE $588.87 a month NET for the rest of your life. Super N.D.I. Deal, One of the heaviest occupied blocks in the area. New Construction Already being built just a few blocks away, easy walking distance to the Temple School of Medicine and Science. This area has similar units 3 Blocks Away Selling for $190,000 - $220,000+! HOME RUN DEAL!


Download Deal Sheet:	33 N 18th St, Philadelphia Pa 19140**

33** N 18th St, Philadelphia Pa 19140

Well known N.D. I Area which is now experiencing an infusion of out of town money, local investors, and Hospital Projects all taking place. There are 12new construction projects going on within a few blocks in every direction of this unit. Prices in this area have increased b over 200% within 24 months alone.

3 story large One Family with Great Duplex Conversion Possibilities. Upon conversion you will have a large 1 or 2 bedroom unit floor 1 and a split level on floor 2 & 3 inclusive of a large open living room, spacious super master bedroom and two additional rooms on floor 3 also a 2 full bathrooms on the bi-level apartment. We are aiming to design the same style unit as the previous property designed, sold and rented on 18th st which we shown on the F.I.V.A. Corp tours.

2079 Square Feet

Land Area:

Yearly tax is $113.71 average yearly insurance can be $800.

This property will be ready for rent 55 days from start of rehab work.

This property is in need of full renovations F.I.V.A Corp Style and Designs. The purchase of this unit comes with full rehab, materials and a total finished product. New electrical, plumbing, roof, framing, drafts and design, heating, drywall, kitchens, bathrooms etc…

This unit is vacant at the moment. But when completed the rents in the area can generate $600 - $650 for the 3-bedroom and $750 - $900 for the split level 4 bedroom unit. A combined total of $1,400+ a month.

Divide the tax and insurance by 12 months (Tax $9.47 a month, $60 monthly water bill when occupied, insurance $66.66 per month) Mortgage payment can be $1,015.00 a month based on a Private Money Loan provided by a F.I.V.A. Corp affiliated lender at 7.5% at 7.5 of $117,000. Combine all total expenses equals $731.35 a month. The property with a $1,400 rental is covering the monthly mortgage and providing you a net of $668.65. (To obtain this loan and terms please contact your F.I.V.A. Corp representative and inquire).

This deal is approved for a $70,000 Loan from our preferred Private Money Lenders.

Once you refinance here is the new breakdown and cash flow earnings based on these projected figures. Appraisal should come in roughly at $110,000 you can possibly receive 80% which equals $88,000. Now pay back the private money lender $75,000 and keep the $13,000 and recoup most of your initial deposit into the deal.

BONUS: Your new mortgage can be $600, add $50 for water (remember your tax and insurance are paid at closing and or refinance by you so it will not affect your monthly cash flow). Your new monthly expense may be $650, your new cash flow monthly can be $450 a month.

This area is becoming hotter and hotter as each month passes. Land is now being purchased since the availability of homes is becoming scarce. Don’t hesitate, the deal works well from day one, you just have to make it work for you. The more you bring to the table, the lower your interest payments will be.

SUPER Appreciating area for investors.

10-20% equity upon closing.

Good Monthly Positive Cash Flow.

NO speculation since the unit is already rented.

One year tenant relations services included.

High Monthly Positive Cash Flow.

$130,000.00

This unit can potentially appraise from $145,000 - $185,000+.

*** How much money do I need to purchase this deal?

You’ll need $46,500 for this deal and here is how it can come together:

Bank may provide a Construction Loan:

Up to 90% Loan to Value of the appraised value which could be $117,000 of a $130,000 appraisal. Buyer provides:

$2,000 provided by the buyer as a deposit to lock in the deal which is applied to the purchase price.

$11,000 to be provided by buyer to complete the purchase price.

$600 estimated for one year insurance to be paid at or prior to closing.

$2,400 round about for closing cost and title insurance Extra Bonus upon refinance.

Closing cost and bank/broker fees may vary.

$10,000 round about for closing cost, points and title insurance

Steps to Take to Lock In This Deal:

Apply your $1,000 NDI deposit and submit another check for $1,000 total $2,000 to F.I.V.A. CORP for the subject property.

Submit a commitment fax to 267-861-0273, Please contact Jinny or Halah at Fiva Corp for your commitment letter.

Submit a check for $2,000 to F.I.V.A. Corp for this property as a deposit which is applied towards your sales price.

Contact Jenise Quiles at F.I.V.A. Corp 267-761-9007 and request an application for the up to 90% construction loan product.

Contact Jinny Perez Jinny@fivacorp.com or Halah Kablan Halah@fivacorp.com from F.I.V.A. Corp with any questions about the property.

NOTE: This is a time sensitive deal: The offer with the fastest settlement time will more than likely get the deal, so proof of funds and estimated settlement time is required and must be provided with your offer.

This deal requires you to use a HELOC, Cash, Roth IRA and or Private Money. This deal is approved for $117,000 in private money financing for qualified borrowers.

Disclosure:

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NEW DEAL
$85,000	Make a $330 a month on average for this renovated property in Philadelphia. This area is ripe for rental properties. Good Cash Flow, solid single family, yard, basement, 3 bedrooms, etc.


Download Deal Sheet:	48 Darrah St, Philadelphia Pa 19124**

48** Darrah St, Philadelphia Pa 19124

Transitional neighborhood close to Major Hospital, public transportation and easy access to major streets and commercial district. Frankford area investment property. Fire Station on the corner, close to public transportation and Frankford Hospital.

2 Story, Duplex (two family): Great investment unit in the middle of the block. Full rehab needed to make a solid duplex with two one bedroom apartments. This unit has a larger than average backyard and has great space to make two nice apartments inside.

848 Square Feet

Land Area:

Yearly tax is $327.92 average yearly insurance can be $900.00.

This property will be ready for rent 55 days from start of rehab work.

Mid level rehab required and included in sales price. New electrical heating, bathroom, kitchen, new windows, plumbing repairs, and flooring. In floor 1 and 2 will be including. Unit will be upgraded and made rentable at no additional cost to buyer. all works to be performed by F.I.V.A Corp

This house once renovated can potentially rent for $550 apartment 1 & $550+ apartment 2.

Upon settlement you will pay for insurance and taxes for one year. The total is $1,227.92 as a one time cost for year 1. After that the only other expense you will have monthly is your mortgage and water (average $50 a month). Your monthly mortgage can be $700+ and water of $50 a month. Total gross expense is $750. Net income from rents with both units occupied can be $350.

This deal is approved for a $70,000 Loan from our preferred Private Money Lenders.

1 year tenant relations included for units.

Rental Guarantee (RCS LLC will pay $50 - $100 per unit for 1 year if the property rents lower than project\on range listed above).***

Standard Appreciating area for investors.

10-20% equity upon closing.

Good Monthly Positive Cash Flow.

Low monthly mortgage for a real estate investment.

Recoup your investment money at refinance.

$85,000.00

This unit can potentially appraise once renovated for $90,000 – 110,000. Market conditions are subject to change and may affect values in the area.

*** How much money do I need to purchase this deal?

You’ll need $88,000 for this deal and here is how it can come together:

Bank may provide a Construction Loan:

Up to 70% Loan to Value of the appraised value which could be $75,000. Buyer provides:

$2,000 provided by the buyer as a deposit to lock in the deal which is applied to the purchase price.

$8,000 to be provided by buyer to complete the purchase price.

$600 estimated for one year insurance to be paid at or prior to closing.

$2,400 round about for closing cost and title insurance Extra Bonus upon refinance.

Closing cost and bank/broker fees may vary.

Conventional refinance at 80%:

With a $110,000 appraisal you can possibly receive 80% which is $88,000.

Upon refinance where does the money go?

$75,000 to repay construction loan.

$13,000 to repay yourself for your deposit into the deal.

Now you have repaid the bank for the construction loan which also establishes you as qualified borrower for other deals. You have also recouped $6,500 of your initial deposit and still have 20% equity in the deal.

Steps to Take to Lock In This Deal:

Submit a commitment fax to 267-861-0273, Please contact Jinny or Halah at Fiva Corp for your commitment letter.

Submit a check for $2,000 to F.I.V.A. Corp for this property as a deposit which is applied towards your sales price.

Contact Mike Rosman at michael.rosman@premierlendingcorp.net and have yourself pre-qualified for a construction loan.

Contact Jinny Perez Jinny@fivacorp.com or Halah Kablan Halah@fivacorp.com from F.I.V.A. Corp with any questions about the property.

Disclosure: